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Description
Welcome to 3120 20th Ave N, a rare and versatile opportunity in the heart of Central St. Petersburg! This charming property features a 3-bedroom, 1-bathroom main home PLUS a FULLY PERMITTED 1-bedroom, 1-bathroom ATTACHED APARTMENT, making it ideal for house hacking, multi-generational living, or rental income potential.Imagine living in the main residence while leasing the apartment to offset your monthly costs, or earning extra income with both units. The layout provides privacy and convenience for tenants or extended family members. Outside, enjoy a large backyard perfect for gardening, entertaining, or future outdoor enhancements.Located in FEMA Flood Zone X, this home does not require flood insurance, a distinct advantage in this market. Situated near parks, shops, dining, and just minutes from downtown St. Pete, this property offers both practicality and lifestyle appeal.Recent updates include: Newer stainless steel appliances, New attic insulation in 2025, EV plug installed at driveway, Roof 2021, Updated electrical panel, tankless hot-water heater, and cost-saving minisplit AC units. Don't miss this unique investment-ready home in a highly desirable central location!
Property Highlights
Property Type: Residential - Single Family
Cooling: Mini-Split Unit(s)
Heating: Other
Home Style: Bungalow
Lot Size: 0.14 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $3,479
Year Built: 1956
General Information
Bedrooms: 3
Bathrooms: 1 Full 1 Half
Sqft: 1,562
County: Pinellas
Subdivision: FLAGG & MORRIS
Listed By:
Bobby Poth, III
MAINFRAME REAL ESTATE
727-350-7727
MLS ID: TB8481407
Amenities
Ceiling Fans(s)
Private Yard
Rain Gutters
Property Features
Additional Rooms: Family Room
Appliances: Dishwasher, Disposal, Range, Refrigerator, Tankless Water Heater
Days on Site: 5
Directions: West on 30th Ave N. Right on 20th Street N. Home on left.
Exterior: Asbestos, HardiPlank Type
Flood Zone Code: X
Flooring: Laminate, Tile
Foundation: Crawlspace, Slab
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot Dimensions: 0.14
Other Equipment: Private Yard
Other Structures: Guest House, Shed(s)
Ownership: Fee Simple
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Appointment Only, ShowingTime
Special Sale Provisions: None
Utilities: Electricity Connected, Sewer Connected, Water Connected
Water: Public
Water Access Y/N: No
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3120 20th Street N, Saint Petersburg, FL 33713.
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Estimated Payment
$ 1,847.33 per month $1,433.45 Principal & Interest $289.92 Property Tax $123.96 Homeowner's InsuranceChange Payment Information
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